TERMS OF USE
Last Updated: January 7, 2026
INTRODUCTION
These Terms of Use (“Terms”) are a legally binding agreement between you and Kevin McCulley, an individual sole proprietor (“I,” “me,” or “my”), governing your access to and use of https://localminerals.com (the “Website”) and any related communications, including email, phone calls, and text messages.
By accessing or using the Website, you agree to be bound by these Terms.
If you do not agree, you must discontinue use of the Website immediately.
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Who I Am
Sole Proprietor: Kevin McCulley
Authorized Representative: Kevin McCulley, Owner
Email: [email protected]
Phone: (573) 604-1399
Mailing Address:
150 Oglewood Ln
Gatlinburg, TN 37738
United States
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Scope of These Terms
These Terms apply to:
• This Website and its content
• Forms and inquiry submissions
• Email communications
• Phone and text message communications
• Any related informational services provided through the Website
These Terms work together with the Privacy Policy, which explains how personal information is collected and used.
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Use of the Website
You may use this Website for lawful, personal, and informational purposes only.
You agree not to:
• Use the Website for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Website
• Interfere with or disrupt the Website’s operation or security
• Use automated tools (bots, scrapers, crawlers) without permission
• Misrepresent your identity or provide false information
I reserve the right to restrict or terminate access to the Website at any time, for any reason, without notice.
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Informational Nature of Content
The information provided on this Website is for general informational and educational purposes only.
Nothing on this Website constitutes:
• Legal advice
• Financial advice
• Investment advice
• Tax advice
You are solely responsible for how you use any information obtained from this Website. You should consult appropriate professionals before making decisions based on information found here.
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No Guarantees or Warranties
The Website and all content are provided on an “as is” and “as available” basis.
I make no warranties, express or implied, including but not limited to warranties of:
• Accuracy
• Completeness
• Reliability
• Fitness for a particular purpose
I do not guarantee that the Website will be available at all times, error-free, or free of harmful components.
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Intellectual Property
All content on this Website — including text, graphics, layout, and design — is owned by or licensed to me and is protected by applicable intellectual property laws.
You may view and print content for personal, non-commercial use only.
You may not copy, reproduce, distribute, modify, or exploit Website content without prior written permission.
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Communications & Electronic Consent
By contacting me through the Website, email, phone, or text message, you consent to receive communications related to your inquiry.
Communications may include:
• Email responses
• Phone calls
• Text messages (SMS or MMS)
Message frequency varies. Message and data rates may apply.
You may opt out of text messages at any time by replying STOP.
For help, reply HELP or email [email protected].
Details about how personal information is handled are provided in the Privacy Policy.
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Limitation of Liability
To the fullest extent permitted by law, I will not be liable for any damages arising out of or related to your use of this Website or reliance on its content, including:
• Direct damages
• Indirect damages
• Incidental damages
• Consequential damages
• Loss of data, revenue, or opportunity
Your use of the Website is entirely at your own risk.
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Indemnification
You agree to indemnify and hold me harmless from any claims, damages, losses, liabilities, or expenses (including reasonable attorneys’ fees) arising out of:
• Your use of the Website
• Your violation of these Terms
• Your violation of any applicable law or third-party rights
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Third-Party Links
The Website may contain links to third-party websites for convenience or reference.
I do not control or endorse third-party websites and am not responsible for their content, policies, or practices.
Your use of third-party sites is at your own risk.
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Privacy
Your use of the Website is also governed by the Privacy Policy, which explains:
• What information is collected
• How information is used
• How SMS and mobile data are handled
By using the Website, you acknowledge that you have reviewed the Privacy Policy.
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Changes to These Terms
I may update these Terms at any time.
Changes become effective when posted on the Website.
Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
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Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Tennessee, without regard to conflict-of-law principles.
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Contact
If you have questions about these Terms, you may contact me at:
Kevin McCulley
Email: [email protected]
Phone: (573) 604-1399
Mailing Address:
150 Oglewood Ln
Gatlinburg, TN 37738
United States
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Educational Disclaimer
Local Minerals provides general educational information only and does not offer legal or financial advice.